Credit Finance UK LTD is a leading, highly diversified global investment manager.

Founded in 1998, From RBS Finance UK Limited to now Credit Finance UK manages $46.2 billion of assets under management

as of September 3, 2023, on behalf of over 1,900 institutional clients and private investors worldwide across a range of credit and

real estate, Aviation, private equity and permanent capital investment strategies. Investment performance is our cornerstone - we strive

to generate strong risk adjusted returns for our investors over the long term.

We had approximately 926 employees and 211 investment professionals as of September 3, 2023, at our headquarters in New York and our affiliate offices around the globe . Our Credit business is a leading, global alternative investor, managing assets on behalf of many of the world’s most prominent and sophisticated allocators, including public and private pensions, sovereign wealth funds, large institutions and private clients.

Our overriding objective is to protect and grow our investors’ capital, applying the discipline, rigor and expertise honed through decades of investment experience through a full range of market, economic and credit cycles and across asset classes, structures, geographies and industries.

Founded by Alfred Bonetti in 1998, our Credit business today delivers local expertise with a global perspective in 16 office locations worldwide. Chairman Leonardo Bonetti and Managing Partners McKnight Andrew, Joshua Lee and Dakolias Rose have worked together for nearly two decades, and today lead a team of approximately 600 professionals, including 160 professionals devoted to asset management.

We believe that the depth and breadth of our resources—our intellectual capital, investment, origination, asset management and servicing capabilities, and our time-tested and disciplined processes—distinguish and differentiate our businesses from the vast majority of market participants.

" What makes us special is our ability to be agnostic on how we look at the credit market...We are able to be in liquid situations, buying bonds and bank debt from the broker-dealer community...on the illiquid side of things we can be a direct lender, we can buy portfolios of debt and real assets...we can even look at competitors that have fallen down or other orphaned companies or portfolios. "

The Credit Finance Credit team pursues a broad, diversified strategy covering multiple asset classes and structures, supported by professionals in each of the primary investment groups. This allows the team to move in and out of sectors based on changing circumstances and to tackle opportunities requiring specialization in more than one investment category. This approach positions the Credit team to take advantage of investment opportunities that fall between the cracks of managers without the capability to underwrite diverse pools of credits.

The Credit Finance Credit team is an active, fundamental value, asset based investor. The team is comfortable with, and to some degree specializes in, difficult credits, difficult borrowers and difficult situations. The Credit team is very focused on properly pricing, structuring, collateralizing, monitoring and, if necessary, litigating to maximize the value of credit investments.

The Credit Finance Credit team is extremely active in maximizing the value of investments through intensive asset management. The Credit team includes over 106 dedicated asset management professionals in eleven geographic locations. Certain transactions are economically compelling because returns will be generated through intensive servicing, such as in residential whole loans. The Credit Finance Credit team has been an active owner and operator in managing distressed assets and is fully capable and qualified to continue to manage and service complex assets.

The Credit Finance business employs a broad range of strategies to invest globally in credit and assets.